
Financing Rooted in Agriculture. Expertise You Can Count On.
Horizon Financial, Inc.
Factoring Made Simple
At Horizon Financial, we make accessing working capital simple, fast, and tailored for the produce industry. Unlike traditional lenders, we understand the seasonality, regulations, and unique cash flow challenges you face. Our team brings deep agricultural expertise and hands-on experience to every client relationship. With a PACA-compliant receivables factoring program designed specifically for growers, shippers, and distributors, we help you unlock the value of your invoices—so you can keep growing with confidence.


Unlock Fast Cash Flow with Horizon Financials' Receivable Factoring
Horizon Financial's receivable factoring provides your company with powerful benefits, including:
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Quick Funding – Get funds within 24 hours after invoice verification
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Financial Flexibility – Boost cash flow without taking on new debt
Flexible Factoring Designed for You
Simple. Fast. Reliable.
At Horizon Financial, there are no minimums or maximums, factor only the invoices you choose. You stay in control, with the freedom to use your funds wherever your business needs them most.
As a dedicated subdivision of Horizon Marketing, Inc., Horizon Financial was created with one clear mission: to provide fast, flexible investment and factoring solutions. Our service lets drivers access their payments up to 30 days early, helping you stay ahead of expenses and on the road with confidence.
Get paid faster. Stay in control. Let Horizon Financial move your business forward.